Construction Loans Ground Up in Miami-Dade County Florida
Loan Program Overview
GotLOI provides fast and flexible ground-up construction loans in Miami-Dade County, Florida. Whether you’re building single-family homes, duplexes, or small commercial projects from the ground up, we provide funding solutions tailored to your land acquisition and development timeline.
How to Qualify
– Property location and parcel details
– Scope of work and build timeline
– Construction budget and builder resume
– Exit strategy (sell or refi upon completion)
Property Types Eligible
– Residential lots for SFR, duplexes, triplexes
– Small commercial and mixed-use
– Infill development and tear-down projects
Fast Funding Timelines
Unlike traditional banks, we fund deals in 7–14 days. Enjoy local draw inspections, builder-friendly loan structures, and interest-only payments during construction.
Trusted Local Lending Experience
We understand the permitting, zoning, and construction codes specific to cities like Coral Gables, Hialeah, Homestead, and Miami Beach. Our team helps ensure inspections, contractor draws, and project milestones are handled smoothly and locally.
What We Look For
Perfect for investors working in hurricane zones or on coastal permits
Flexible draw schedules and interest-only payments
Quick closings and approvals
No income or employment verification required
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals