Construction Loans Ground Up in Sumter County Florida
Construction Ground Up Loan Program
At GotLOI.com, we provide specialized ground-up construction loans in Sumter County, Florida. These loans are tailored for real estate investors, builders, and developers who are starting projects from scratch—whether residential, multifamily, or light commercial. We focus on asset value and exit strategy, offering flexibility without the constraints of traditional banks.
Why Private Construction Loans Beat Banks
Banks can take months to approve and fund a new construction loan—often requiring extensive documentation and delays. Our private loans focus on speed, simplicity, and flexibility. We fund projects others won’t—rural builds, unconventional layouts, and investor-driven timelines.
How to Qualify
Getting approved is simple. We assess your construction budget, building plans, land value, and contractor experience. You won’t need tax returns or income verification. Qualified borrowers typically include:
- Builders and developers with ground-up experience
- Real estate investors with a strong exit strategy
- Contractors working on spec builds or pre-sold projects
Property Types Eligible
We fund ground-up projects such as:
- Single-family homes
- Duplexes, triplexes, and fourplexes
- Small apartment buildings (up to 20 units)
- Mixed-use developments
Fast Funding Timelines
Once approved, most projects are funded within 7–10 business days. We move quickly to review your scope of work, contractor bids, and land title. Draws are released according to your build schedule to ensure smooth progress.
Sumter County & Florida Market Expertise
We understand local permitting, zoning, and contractor vetting across Florida. GotLOI.com has funded over 1,000 investor projects statewide. From The Villages in Sumter to Orlando, Tampa, and Cape Coral—we’re a trusted partner for Florida builders.
Private vs. Bank Construction Loans
Ideal for spec homes and investor-led builds
Experienced Florida-based lending team
Close in days (5 - 10 days)
Flexible draws and construction milestones
No income docs or tax returns
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals