Construction Loans Ground Up in Orange County Florida

Construction

Construction Loans Ground Up Program

We provides flexible, fast funding for new construction projects in Orange County, Florida. Our ground-up construction loans are designed for builders, developers, and investors who need capital for lot purchases, permitting, and vertical construction phases—without the slowdowns of traditional banks.

How to Qualify

To qualify, submit:

  • Land purchase details and address
  • Construction budget and scope of work
  • Building plans and contractor information
  • Clear exit strategy: sell or refinance

Property Types Eligible

  • Single-family homes
  • Duplexes, triplexes, and quads
  • Townhomes and urban infill lots
  • Mixed-use or small commercial buildings

Fast Funding Timelines

We offer fast closings in 7–14 business days, with flexible draw schedules based on inspection milestones. Our local team understands Orange County’s building codes, permit cycles, and regional growth zones.

Trusted Local Lending Experience

We’re experienced in funding projects throughout the Orlando metro area, including Winter Park, Apopka, and Lake Buena Vista. Our team understands the local building environment, coastal risk zones, and permit inspection timelines in Central Florida.

What We Look For

Local underwriting and faster approvals

Custom draw schedules and loan-to-cost ratios

Interest-only payments during build

No tax returns or income docs required

Get Started Today

Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals