Construction Loans Ground Up in Putnam County Florida
Loan Program
Our ground-up construction loans in Putnam County, Florida are designed for real estate investors and developers looking to build residential or commercial properties from the ground up.
These short-term private loans provide the capital to acquire land, cover soft costs, and fund vertical construction quickly—without the red tape of traditional lenders.
How to Qualify
– Project located in Putnam County or surrounding cities
– Proof of builder experience or licensed GC in place
– Clear exit strategy (sale or refinance)
– Budget and construction timeline
– Permits and plans, or readiness to submit for permit
Property Types Eligible
– Single-family homes
– Duplexes, triplexes, and multifamily (up to 10 units)
– Small commercial buildings (retail, office, mixed-use)
– Spec homes and investor-built rental units
Fast Funding Timelines
We understand that timing is everything in construction. Our loans close in 5–10 business days with minimal documentation required.
Local Expertise in Putnam County
We have funded over 1,000 real estate projects across Florida, including in Putnam County cities like Palatka, Interlachen, and Crescent City. We understand local permitting timelines, floodplain zoning risks, and coastal wind mitigation requirements.
Why Choose Private Construction Loans Over Banks
Loans tailored to builders and investor timelines
Flexible draw schedules based on progress
Faster approvals and closings
Higher leverage than traditional construction loans
No income verification or tax returns
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals