Hard Money Loans in Pinellas County Florida
Loan Program
GOTLOI offers streamlined Hard Money Loans in Pinellas County Florida for real estate investors seeking fast capital. Whether you’re flipping a house in St. Petersburg, acquiring a rental in Clearwater, or buying a property at auction, our asset-based loans provide flexible, short-term financing tailored to your investment goals.
How to Qualify
– A property under contract or already owned
– A renovation plan and exit strategy (sale, refinance, or rental)
– Sufficient equity or down payment
– Property located in Pinellas County or surrounding Tampa Bay areas
Property Types Eligible
– Single-family homes
– Duplexes, triplexes, and fourplexes
– Condos and townhomes
– Light commercial and mixed-use properties
Fast Funding Timelines
Speed is our specialty. We close most hard money loans in just 5–7 business days. Our in-house team coordinates underwriting, appraisals, and title to get you to the closing table—fast.
Local Expertise in Pinellas County
With 1,000+ deals funded across Florida, GOTLOI is deeply familiar with the local market. We know how to navigate permitting, rehab timelines, flood zone regulations, and coastal insurance in areas like Largo, Seminole, Gulfport, and Dunedin. Our local insight ensures a smoother process from approval to exit.
Benefits Over Traditional Bank Loans
Approval based on property value and strategy—not credit score
Close quickly—ideal for time-sensitive deals
Rehab-friendly loan draws tied to milestones
No tax returns, pay stubs, or bank statements required
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals.