Hard Money Loans for Investors in Florida
At Got LOI, we provide fast, flexible, and asset-based Florida hard money loans for real estate investors in Florida. Whether you’re flipping a home in Orlando, developing a multi-unit property in Tampa, or acquiring a rental portfolio in Miami, our hard money financing helps you move quickly in a competitive market.
What is a Hard Money Loan?
A hard money loan is a short-term real estate loan secured by the value of the property, not your credit score. These loans are ideal for investors who need speed, flexibility, or who may not qualify for traditional bank financing.
Key benefits of our Florida hard money loans
Loan Amounts
$100,000 to $50,000,000+
LTV
Up to 85%
Term Length
3–36 months
Interest Rates
Starting at 9.00%
Closig in
3–7 business days
We also offer interest-only payment options to maximize investor cash flow.
Why Florida Investors Choose Got LOI
Our Simple 3-Step Process
Apply Online
Submit your property and loan request
Get Approved Fast
Receive a Letter of Intent (LOI) in 1 hour
Close and Fund
Get funded and start your project
Trusted Florida Hard Money Lenders
We’re not just a lender — we’re a strategic partner to real estate investors across the state. Our team understands the local markets and works with:
First-time investors
Experienced developers
Builders and rehabbers
Apply today for a hard money loans
Ready to get funded? Apply now for a Texas hard money loan. Call us or complete our simple online application to get started.