Construction Loans Ground Up in Highlands County Florida
GotLOI offers ground-up construction financing for real estate investors across Highlands County, Florida. From Sebring to Avon Park, our private capital solutions are designed to help you build from the ground up with fast, flexible funding tailored to your project scope.
Loan Program Overview
Our ground-up construction loans are structured for real estate developers and investors planning new builds on vacant lots or tear-downs. We finance residential and small commercial builds with tailored terms, quick draws, and local inspection coordination.
How to Qualify
To qualify for a construction loan, provide:
- Property address and land ownership or purchase contract
- Architectural plans and construction budget
- Contractor or GC info
- Exit strategy: sell or refinance
Property Types Eligible
- Single-family homes
- Duplexes, triplexes, and quads
- Small multifamily projects
- Light commercial properties
Fast Funding Timelines
Our loans close in 10–14 business days. We work with Highlands County inspectors and title companies to streamline draw approvals and avoid delays.
Trusted Local Lending Experience
We’ve funded over 1,000+ real estate deals across Florida, from Miami to Jacksonville. Our team understands Highlands County permitting laws, contractor vetting, and insurance considerations in hurricane-prone areas.
What We Look For
Custom draw schedules based on build phases
Close fast to lock in construction contracts
Interest-only payments during build
No tax returns or income verification required
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals