Commercial Property Construction in Lee County Florida

At GOTLOI, we provide fast, flexible financing for commercial property construction projects in Lee County, Florida. Whether you’re building a retail strip in Fort Myers or developing a medical office in Cape Coral, our team delivers the capital and local expertise you need to get started—quickly and efficiently.

Commercial Property Construction Loan

Our construction loans are designed specifically for real estate investors and developers working on new commercial builds. Unlike banks, our loans are asset-based and customized to your project’s scope and timeline.

How to Qualify

To apply, you’ll need:

Land purchase contract or existing title
Approved site plans and architectural drawings
Detailed construction budget and timeline
Commercial exit strategy (sale or lease)
Investor experience or GC background (preferred)

Property Types Eligible

Retail centers
Office buildings
Medical and dental facilities
Industrial warehouses
Mixed-use buildings

Fast Funding Timelines

We close most commercial construction loans in 10–14 days. No tax returns or income verification needed. Funds are disbursed in draws based on project phases and verified local inspections.

Local Lending Expertise in Lee County

From understanding Fort Myers zoning to hurricane-proof design guidelines in Cape Coral, our private lending team supports you every step of the way. We work with local inspectors, title companies, and permitting offices to ensure your construction project stays on schedule.

Benefits of Private Commercial Loans vs. Bank Loans

Florida-based team and local market knowledge

Approval based on project value and scope

Close in 2 weeks or less

Flexible draw schedules and custom terms

No red tape or long underwriting

Get Started Today

Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals