Construction Loans Ground Up in Hillsborough County Florida
Planning a ground-up construction project in Hillsborough County, Florida? GOTLOI offers specialized Construction Loans Ground Up to help real estate investors build new properties from the ground up. Whether you’re developing in Tampa, Riverview, or Plant City, our private lending programs offer fast closings, flexible terms, and minimal documentation requirements.

Construction Ground Up Loan Program
Our ground-up construction loans are designed for real estate investors building residential or mixed-use properties. We finance the land acquisition, construction costs, and soft costs with draw schedules tailored to your timeline. No income verification or tax returns required—our underwriting focuses on the property and your exit strategy.
How to Qualify
To qualify, submit the following:
- Land address and purchase price
- Construction plans or scope of work
- Build timeline and projected value
- Investor background and exit plan
Property Types Eligible
- Single-family residences
- Duplexes, triplexes, and quads
- Small apartment buildings or townhomes
- Mixed-use infill lots
Fast Funding Timelines
We close fast—typically in 10 to 14 days. Our team coordinates directly with title agents, surveyors, and local inspectors in Hillsborough County to keep your project moving without bank delays.
Local Lending Experience in Hillsborough County
GOTLOI has funded over 1,000 investment projects statewide. From navigating Hillsborough County's permitting offices to managing draws across hurricane-prone zones, we help investors build smarter. We’re trusted in communities from Tampa and Brandon to Sun City Center and beyond.
Why Choose Private Construction Loans?
Custom terms for investor experience
Flexible draw schedules for each phase
Close in weeks, not months
Local market understanding and tailored approvals
No tax returns or income docs required
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals