Commercial Property Construction in Indian River County Florida
At GOTLOI, we provide fast, flexible commercial property construction financing in Indian River County, Florida. Whether you’re building an office space in Vero Beach, a retail center in Sebastian, or mixed-use property near US-1, our asset-based loans are structured to support your project from ground-up through completion.
Commercial Property Construction Loan Program
Our commercial construction loan program supports experienced investors and developers by funding new build projects, expansions, and major commercial renovations. These loans are designed for speed and flexibility, with interest-only payments and funding tied to construction milestones.
How to Qualify
To get started, you’ll need:
- A build-ready commercial site or land under contract
- A detailed scope of work and construction budget
- Permit-ready architectural plans
- Defined exit strategy (lease-up or sale)
Property Types Eligible
- Retail centers
- Office buildings
- Warehouses or light industrial
- Mixed-use developments
- Hospitality or small lodging projects
Fast Funding Timelines
Close in 10–14 days with flexible draw schedules. No income or credit verification is required. Inspections are handled locally for quicker draw releases. Loan terms are customized based on your construction phases.
Local Lending Expertise in Indian River County
We understand the local development climate—from permitting requirements to hurricane zone construction codes. Our team supports you from concept to certificate of occupancy with draw inspections, title coordination, and fast disbursements.
Why Choose Private Construction Loans Over Banks?
Easier approval for non-owner-occupied commercial builds
Funding tailored to your scope of work
Close in weeks, not months
Interest-only payments until stabilization
No income documentation or DTI calculations
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals