Hard Money Loans in Charlotte County Florida
Loan Program
GotLOI provides asset-based hard money loans for real estate investors in Charlotte County, Florida. Our programs are built for speed, flexibility, and simplicity—helping you secure and renovate investment properties without the delays of traditional lenders.
How to Qualify
Typical borrower requirements include:
– Signed purchase contract or deed
– Clear exit strategy (sale, refinance, or rental)
– Property address and rehab budget (if applicable)
– Basic title documentation
Property Types Eligible
– Single-family homes (SFRs)
– Condos, duplexes, triplexes
– Multifamily buildings (up to 20 units)
– Mixed-use or light commercial real estate
Fast Funding Timelines
Our streamlined process allows for fast approvals and funding—typically within 7–10 business days. We work with local title companies and inspectors to expedite underwriting in Charlotte County.
Trusted Lending in Charlotte County and Across Florida
Serving real estate investors across Florida, we have funded over 1,000+ real estate projects across Florida. We understand coastal permitting laws, hurricane-prone areas, and investor timelines in communities such as Punta Gorda, Port Charlotte, and surrounding areas.
Why Choose Private Hard Money Loans Over Bank Loans?
Approval based on asset value, not credit score
Flexible terms tailored to your investment
Quick closings and rehab draws available
Interest-only payments during loan term
No tax returns or W-2s required
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals