Commercial Property Construction in Flagler County Florida
GotLOI offers private lending solutions for commercial property construction in Flagler County, Florida. Whether you’re developing office space in Palm Coast or retail units in Bunnell, our loan programs are built to support fast-paced construction timelines with minimal red tape.

Commercial Construction Loan Program Overview
Our commercial construction loans are designed to help real estate investors, builders, and developers in Flagler County fund new construction projects with ease. We offer flexible draw schedules, interest-only payments, and approval based on asset value—not borrower credit.
How to Qualify
To qualify, provide:
- Approved plans or project scope
- Construction budget and timeline
- Purchase contract or land title
- Exit strategy and developer experience
Property Types Eligible
- Retail buildings and storefronts
- Office spaces and medical buildings
- Mixed-use commercial properties
- Light industrial and warehouse units
Fast Funding Timelines
We know time is money in commercial construction. That’s why we streamline the approval process with minimal documentation and offer fast closings in as little as 10–14 days. Draws are managed locally with flexible inspection timelines and local title partners familiar with Flagler County regulations.
Trusted Local Lending Experience
GotLOI has funded over 1,000 investment projects from Miami to Jacksonville. We understand the permitting delays, zoning hurdles, and weather-related risks that impact commercial construction along Florida’s coasts—including in Palm Coast, Bunnell, and Beverly Beach.
What We Look For
Higher loan-to-cost ratios
Ideal for complex or phased projects
Flexible draw structures and disbursements
No W-2s, tax returns, or income docs required
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals