Construction Loans Ground Up in Escambia County Florida
GotLOI proudly offers specialized ground-up construction loans in Escambia County, Florida. Whether you’re starting a new residential project in Pensacola or expanding your portfolio in Brent, our hard money construction loans are designed for real estate investors needing fast, flexible capital.
Loan Program Overview
Our ground-up construction loans are tailored for investors developing residential or mixed-use properties from the ground up. We fund the purchase of land, cover construction costs, and provide draw schedules aligned with project milestones.
How to Qualify
To qualify, provide the following:
- Land purchase agreement or ownership details
- Approved site plans and permits
- Construction budget and contractor info
- Clear exit strategy (sell or refi)
Property Types Eligible
- Single-family homes
- Duplexes and triplexes
- Infill lots and subdivided land
- Zoned mixed-use lots with residential
Fast Funding Timelines
With approvals in 24–48 hours and closings in as few as 7–10 days, you can break ground without traditional bank delays. We inspect locally and release draws quickly, helping you stay on schedule.
Trusted Local Lending Experience
From coastal code compliance in Pensacola Beach to zoning in Ferry Pass and Myrtle Grove, we understand Escambia’s permitting process, hurricane mitigation codes, and timeline risks. We partner with licensed Florida inspectors and local title agents for a smoother close.
What We Look For
Custom draws aligned with your build timeline
Custom draws aligned with your build timeline
Easier approvals for experienced builders and new developers
No income or tax return requirements
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals