Hard Money Loans in Duval County Florida
At GOT LOI, we provide fast, flexible hard money loans in Duval County, Florida. Whether you’re flipping a property in Jacksonville or securing bridge financing in the Beaches area, our private lending solutions are tailored to meet your project’s needs without the red tape of traditional banks.

Loan Program Overview
Our hard money loan program is ideal for real estate investors who need quick funding for residential or commercial property acquisitions, renovations, or bridge loans. These asset-based loans focus on property value, not your credit or income history.
How to Qualify
Qualifying for a hard money loan in Duval County is simple. You’ll need:
- Property address and estimated value
- Purchase price and rehab budget
- Exit strategy (resale or refinance)
- Basic borrower experience or background info
Property Types Eligible
We finance a wide range of investment properties including:
- Single-family homes
- Duplexes and triplexes
- Multi-family buildings
- Mixed-use properties
- Small commercial real estate
Fast Funding Timelines
Skip the delays. Our loans close in as little as 5–10 days, with minimal documentation and no income verification. Ideal for investors competing in fast-moving Florida markets like Jacksonville, Arlington, and the Beaches.
Trusted Local Lending Experience
With over 1,000 Florida projects funded, our team understands the nuances of investing in Duval County. From Jacksonville permitting processes to coastal insurance risks, we tailor our terms and timelines to your local project.
What We Look For
Experienced investors or contractors
Designed for distressed or auction properties
Close in days, not weeks
Rehab funding and construction draws available
No tax returns or pay stubs required
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals