Construction Loans Ground Up in Alachua County Florida
Loan Program Overview
Our ground-up construction loan program is designed for builders, developers, and real estate investors working on new builds. We fund shovel-ready projects, including land acquisition and vertical construction, with flexible draw schedules based on local inspections.
How to Qualify
– Land owned or under contract
– Full set of building plans and budget
– Permits or permit-ready documents
– Exit strategy (sell, lease-up, refinance)
– Prior experience is helpful but not required
Property Types Eligible
– Single-family homes
– Duplexes, triplexes, and small multifamily
– Mixed-use buildings
– Build-to-rent projects
– Light commercial development
Fast Funding Timelines
We close ground-up construction loans in as little as 10–14 business days. Our team coordinates with local inspectors to verify progress and release construction draws promptly—so your project stays on track.
Trusted Local Lending Experience
GotLOI.com has funded 1,000+ real estate investment projects across Florida, including many in Alachua County. We understand Gainesville’s zoning requirements, inspection timelines, permit processes, and floodplain risks.
Why Use Private Construction Loans Over Banks?
Local inspectors and builders welcome
Custom draw schedules
Close faster—10–14 days
No tax returns, W-2s, or paystubs needed
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals