Hard Money Loans in Alachua County Florida
Loan Program Overview
Our hard money loan programs are designed for investors who need to close fast and finance unique real estate deals. We focus on the asset—not your credit score or income—to approve and fund deals within days.
How to Qualify
– A signed purchase contract or payoff demand
– A strong exit strategy (sale or refinance)
– A property in financeable or rehab-ready condition
– A basic budget or rehab scope (if applicable)
Property Types Eligible
– Single-family rentals
– Fix and flip properties
– Small multifamily (2–12 units)
– Mixed-use or light commercial real estate
– Distressed or auction-acquired properties
Fast Funding Timelines
Our lending process is fast and investor-friendly. Most hard money loans in Alachua County close in 7–10 business days. We work with local inspectors to verify progress and release rehab draws quickly—so you keep building without funding delays.
Trusted Local Lending Experience
GotLOI.com has funded over 1,000 real estate investment projects across Florida, including in Gainesville and surrounding areas of Alachua County. We understand local permitting, renovation timelines, flood zone insurance requirements, and investor zip codes.
Why Private Hard Money Beats Banks
Flexible terms based on your timeline
Rehab and construction draws available
Clear exit strategy
No income documentation required
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals