Bridge Loans in Bay County Florida

Loan Program Overview

Our bridge loans help real estate professionals close quickly and leverage equity in existing properties. We provide flexible short-term financing with loan amounts from $100,000 to $5 million and closings in as little as 7–10 business days.

How to Qualify

– Present a clear exit strategy (sale, refinance, or lease-up)

– Submit details of the subject property and loan purpose

– Provide recent appraisal or valuation estimates

– Be ready to close within 1–2 weeks

Property Types Eligible

– Single-family rentals

– Multifamily buildings

– Commercial properties

– Fix and flip projects

– Distressed or auction homes

Fast Funding Timelines

Bridge loans in Bay County close in 7–10 business days. We work with local title companies and draw inspectors familiar with the permitting and zoning processes in Florida’s Panhandle region.

Trusted Local Lending Experience

GotLOI has funded more than 1,000 deals across the state. We understand the unique needs of Florida investors, from hurricane-related property risks to regional permitting delays. We're trusted in communities from Miami to Jacksonville, including Orlando, Tampa, St. Petersburg, Fort Lauderdale, Tallahassee, and Cape Coral.

Why Choose GotLOI Over Traditional Banks?

Rehab or construction draws included

Interest-only payments

Close in days, not months

No income or employment verification

Get Started Today

Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals