Commercial Property Construction in Bay County Florida
Loan Program Overview
GotLOI offers fast, flexible financing for commercial property construction in Bay County, Florida. From ground-up office developments to retail space and mixed-use projects, our private lending programs are built for speed and scalability—ideal for real estate investors, developers, and builders navigating Florida’s booming markets.
How to Qualify
– Construction scope, timeline, and budget
– Zoning and permitting documents
– Site plan and architectural drawings
– Business or exit strategy (lease-up, refinance, or sale)
Property Types Eligible
– Retail strip centers
– Office buildings
– Light industrial or warehouse space
– Mixed-use developments
– Hospitality and lodging assets
Fast Funding Timelines
Our streamlined underwriting ensures closings in 10–14 business days. We partner with local Bay County inspectors and draw managers to keep your project moving with minimal delay.
Trusted Local Lending Experience
With over 1,000 projects funded across Florida, GotLOI understands the construction challenges unique to the state. We know Bay County’s zoning regulations, hurricane resilience code requirements, coastal permitting, and investor demand. We serve communities across Florida, including Miami, Orlando, Jacksonville, Tampa, Tallahassee, and Cape Coral.
What We Look For
Faster draw approvals and fewer delays
Interest-only payments during build
Close in days (5 - 10 days)
Tailored loan terms for unique projects
No income documentation required
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals