Construction Loans Ground Up in Citrus County Florida
GotLOI, we provide fast and reliable ground-up construction loans in Citrus County, Florida. Designed for builders, developers, and real estate investors, our loan programs support new construction projects with flexible terms, fast approvals, and no income verification.
Loan Program
Our construction loans are asset-based and tailored to real estate investors. We fund lot purchases, vertical construction, site work, and draw schedules with interest-only payments during the build phase. Loan amounts range from $150,000 to $5,000,000
Why Work with Florida Construction Loans?
Trusted by Florida builders and investors, we provide reliable financing backed by local inspectors and fast draw funding to keep projects moving smoothly. Our licensed loan officers offer transparent terms while ensuring full compliance with Florida construction and lending laws. Serving real estate investors across the state, we deliver trusted solutions tailored to the needs of Florida’s dynamic market.
How to Qualify
To qualify for a construction loan in Citrus County:
– Submit building plans and permit details
– Provide purchase contract or land deed
– Share a detailed scope of work and cost breakdown
– Provide your exit strategy (sell, refi, or hold)
Property Types Eligible
– Single-family homes
– Duplexes, triplexes
– Townhomes and condos
– Multifamily (2–20 units)
– Mixed-use or infill developments
Fast Funding Timelines
We close construction loans in as little as 10–14 business days. Our team works directly with Citrus County inspectors, title companies, and contractors to accelerate the approval and draw process.
Local Experience in Citrus County
With over 1,000 funded projects across Florida, we understand the permitting, zoning, and weather risks in Citrus County. From Lecanto to Inverness, our team supports builders facing site prep, utility connections, and regional inspection requirements. We also serve Tampa, Orlando, Jacksonville, and Cape Coral.
Private Loans vs. Traditional Bank Financing
Easier qualification for self-employed investors
Flexible draws throughout construction
Interest-only payments
No delays from bank committees
No income documentation required
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals