Construction Loans Ground Up in Clay County Florida
At GotLOI.com, we provide fast, flexible construction loans for ground-up projects in Clay County, Florida. From new single-family developments in Middleburg to custom homes in Orange Park, our lending experts support Florida builders and real estate investors every step of the way.
Ground-Up Construction Loan Program
Our construction loans in Clay County are designed for investors and developers building from the ground up. We finance residential, multifamily, and mixed-use projects with flexible draw schedules and interest-only terms.
How to Qualify
– Lot address and purchase contract
– Approved plans and construction budget
– General contractor information
– Exit strategy (sale or refinance)
Property Types Eligible
– Single-family homes
– Duplexes, triplexes, and fourplexes
– Small apartment buildings
– Mixed-use and infill development
Fast Funding Timelines
With draw inspections and local title coordination, most projects can close in 7–14 days. Our Clay County construction loan process avoids the delays of traditional banks.
Local Lending Experts in Clay County
We understand Clay County's zoning, permitting, and inspection schedules. Our lending team works closely with contractors and city officials in Green Cove Springs, Keystone Heights, and beyond. Trusted in communities from Miami to Jacksonville.
Why Choose Private Construction Loans Over Banks?
Interest-only payments during construction
Flexible loan-to-cost structures
Easier approvals for non-owner occupied projects
Custom terms for staged builds and investor exits
No income or employment verification
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals.