Construction Loans Ground Up in Collier County Florida

At GotLOI.com, we help Florida real estate investors and builders secure fast, flexible ground-up construction loans in Collier County. Whether you’re developing single-family homes in Naples or building multi-units in Golden Gate, our local private lending team understands your timeline and goals.

Ground Up

Ground-Up Construction Loan Program

Our construction loans are tailored for ground-up residential and mixed-use development. We offer interest-only payments, flexible draw schedules, and approval based on the property value—not your income documentation.

How to Qualify

– Property and lot address

– Construction budget and builder details

– Approved plans and permits

– Exit strategy (sell or refinance)

Property Types Eligible

– Single-family homes

– Duplexes, triplexes, and fourplexes

– Townhomes and infill developments

– Mixed-use and small commercial builds

Fast Funding Timelines

Most ground-up loans close in 7–14 days. We collaborate with local inspectors and title companies across Collier County to expedite construction draw approvals and underwriting.

Trusted Local Lenders in Collier County

We understand local zoning, inspection timelines, and Collier County’s permitting process. Whether you're building in East Naples or Immokalee, we provide real-time guidance, project transparency, and fast funding. Trusted in communities from Miami to Jacksonville.

Why Choose Private Construction Loans Over Banks?

Interest-only payments during construction

Custom draw schedules for each phase

Close in weeks, not months

Funding for non-owner occupied investment projects

No tax returns or credit score hurdles

Get Started Today

Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals.