Hard Money Loans in Collier County Florida

At GotLOI.com, we provide fast and reliable hard money loans in Collier County, Florida for real estate investors, developers, and flippers. Whether you’re acquiring a property in Naples or renovating in Golden Gate, our flexible, asset-based lending programs are designed to get you funded quickly without the hassle of bank paperwork.

Hard money Loan

Hard Money Loan Program

Our hard money loans are short-term solutions ideal for fix and flips, bridge financing, distressed acquisitions, and value-add real estate deals. We focus on the value of the asset—not your income, tax returns, or credit score.

How to Qualify

– Property address and purchase price

– Rehab or construction budget

– Estimated ARV and exit strategy

– Basic borrower information

Property Types Eligible

– Single-family and multifamily residential

– Condos and townhomes

– Mixed-use and light commercial buildings

– Distressed or auction properties

Fast Funding Timelines

We can close most hard money loans within 5–10 business days. Our team works with local appraisers, title companies, and inspectors to streamline the funding process.

Local Lending Knowledge in Collier County

We understand the permitting processes, zoning regulations, and local construction risks unique to Collier County. From Naples Park to Marco Island, we provide local insights and fast decisions backed by experience. Trusted in communities from Miami to Jacksonville.

Private Lending vs. Traditional Bank Financing

Flexible terms tailored to investment timelines

Interest-only payments during the term

Close in days, not weeks or months

Rehab and construction draws included

No income verification required

Get Started Today

Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals.