Construction Loans Ground Up in Duval County Florida
GotLOI provides tailored ground-up construction loans for real estate investors in Duval County, Florida. Whether you’re developing single-family homes in Jacksonville or small multifamily projects in surrounding areas, our flexible private lending programs are designed to fund your vision—fast.
Ground-Up Construction Loan Program Overview
Our construction loans are asset-based, meaning we prioritize the value and potential of the project over your credit or income documentation. Perfect for builders, contractors, and developers looking to bring new residential or commercial properties to life.
How to Qualify
To qualify, you’ll need:
- Property address and scope of work
- Construction budget with timeline
- Exit strategy (sale or refinance)
Property Types Eligible
– Single-family homes
– Duplexes, triplexes
– Small multifamily units
– Mixed-use commercial-residential
Fast Funding Timelines
Unlike banks, we can close in as little as 7–14 days. We streamline underwriting and eliminate red tape to get your project started immediately.
Trusted Local Lending Experience
We understand the permitting process, flood zone risks, hurricane preparedness requirements, and local code compliance in Jacksonville, Atlantic Beach, Neptune Beach, and beyond.
What We Look For
Local inspectors and underwriting
Funding for unique or distressed land opportunities
Flexible draw schedules
Interest-only payments during build
No income or tax return verification
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals