Commercial Property Construction in Escambia County Florida

At GotLOI, we provide fast and flexible commercial property construction financing throughout Escambia County, Florida. Whether you’re building a new retail center in Pensacola or developing a multi-use space in Brent, our private lending solutions are designed to move your project forward—fast.

Commercial

Loan Program Overview

We fund commercial ground-up construction projects including retail, office, industrial, and mixed-use properties. Our loans are asset-based, structured around your property’s value, budget, and build timeline—not personal credit.

How to Qualify

To qualify for a commercial property construction loan in Escambia County, submit:

  • Land purchase contract or ownership deed
  • Permitted site plans
  • Licensed contractor agreement
  • Construction budget and draw schedule
  • Exit plan (lease-up, refinance, or sale)

Property Types Eligible

  • Office buildings
  • Retail centers
  • Warehouse or light industrial
  • Mixed-use commercial/residential

Fast Funding Timelines

We approve loans in as little as 48 hours and close within 7–14 days. Once the project begins, our local inspectors handle draw approvals quickly to keep your build on track.

Trusted Local Lending Experience

Our team knows Escambia County building codes, permitting laws, and local risks like hurricane zones. We work with Florida-licensed title companies and inspectors to ensure a smooth funding experience.

What We Look For

Trusted local market insight

Flexible terms for developers and investors

Tailored draw schedules

Approvals based on asset and project scope

No income or tax return requirements

Get Started Today

Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals