Construction Loans Ground Up in Flagler County Florida
GotLOI specializes in fast, reliable funding for ground-up construction projects across Flagler County, Florida. Whether you’re developing single-family homes in Palm Coast or building townhomes in Bunnell, we provide private construction loans tailored for real estate investors.
Ground-Up Construction Loan Overview
Our construction loans are designed for builders, investors, and developers who need fast capital to break ground. We fund residential and small commercial projects with flexible terms and interest-only payments. We understand the costs, timelines, and permitting requirements unique to Florida development—including windstorm compliance and coastal setbacks.
How to Qualify
Submit the following to get pre-qualified within 24 hours:
- Construction budget and scope of work
- Land purchase contract or deed
- Exit strategy (sell, refinance, rent)
- General contractor or self-build details
Property Types Eligible
- Single-family residential (SFR)
- Duplexes, triplexes, fourplexes
- Mixed-use small commercial
- Vacant infill lots or teardown lots
Fast Funding Timelines
Close in as little as 10 business days with minimal documentation. Draw schedules are set up based on construction milestones, with fast inspections and local disbursement partners familiar with Flagler County and surrounding areas.
Trusted Local Lending Experience
With 1,000+ projects funded across the state, GotLOI is the preferred private lender for ground-up construction. We work with developers from Miami to Jacksonville and have deep experience in Florida's regulatory environment, including permit timing, hurricane impact zones, and floodplain considerations.
What We Look For
Local title company partnerships
Fund speculative builds or presales
Easier approval for first-time developers
Fast draw inspections and flexible disbursements
No income or employment verification required
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals