Hard Money Loans in Flagler County Florida
GotLOI offers real estate investors in Flagler County the speed and flexibility of hard money lending for their next flip, rehab, or ground-up build. Whether you’re purchasing a distressed property in Palm Coast or funding a quick turnaround in Bunnell, our local private lending team is here to move fast and fund faster.
Hard Money Loan Program Overview
Our hard money loans are asset-based—meaning we focus on the property’s potential, not your credit score or tax returns. We provide short-term financing for acquisition, rehab, bridge, and construction projects, with minimal documentation and fast decisions.
How to Qualify
To qualify, simply submit:
- Property address and purchase price
- Renovation budget and scope of work
- Exit strategy (resale or refinance)
- Basic borrower information
Property Types Eligible
- Single-family residences
- Duplexes, triplexes, and fourplexes
- Townhomes and small multifamily
- Distressed or auction properties
Fast Funding Timelines
We close most deals in 7–10 business days, offering draw-ready funds and custom loan structures. We partner with local appraisers, title companies, and inspectors who understand the Flagler County market—including Palm Coast, Beverly Beach, and Bunnell.
Trusted Local Lending Experience
Serving real estate investors across Florida, we’ve funded over 1,000+ projects, including bridge loans in Walton County communities like Miramar Beach, DeFuniak Springs, Freeport, and Santa Rosa Beach. Our in-state team understands Florida permitting processes, coastal property regulations, hurricane-related insurance requirements, and zip codes investors are active in.
What We Look For
Funding for unconventional or high-risk properties
Interest-only monthly payments
Close in days, not weeks
Flexible rehab and construction terms
No tax returns or income documentation
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals