Ground-Up Construction Loans for Investors in Florida
At Got LOI, we provide tailored Florida ground-up construction loans for investors looking to build residential or commercial properties from the ground up. Whether you’re constructing single-family homes in Jacksonville or a multifamily project in Fort Lauderdale, our flexible financing solutions are designed to help you succeed.
What Are Ground-Up Construction Loans?
A bridge loan is a short-term real estate loan that “bridges the gap” between immediate financing needs and long-term solutions. Typically, these loans are used to:
- Quickly acquire properties
- In the meantime, refinance before permanent financing is secured
- Additionally, stabilize or renovate income-producing properties
- Furthermore, unlock equity for new purchases
Florida Ground-Up Construction Loan Terms
Loan Amounts
$100,000 to $50,000,000+
LTC
Up to 100%
Loan Term
3–36 months
Interest Rates
Starting at 9.00%
Draw Schedule
Based on construction phase completion
We make funding available as each project stage is completed, giving you liquidity when you need it most.
Ideal Projects for Ground-Up Loans
Single-family spec homes
Multifamily buildings
Townhomes and duplexes
Custom luxury homes
residential projects
Ground-Up Construction Loan Process
Submit Application
Online form for property and project details
Letter of Intent issued within 1 hour
Underwriting
Local team reviews plans, permits, and costs
Close Quickly
Typically in 3–7 business days
Draws Schedule
Funds disbursed in phases after inspections
Why Choose Got LOI for Florida Construction Lending?
We’ve funded over 200 construction projects throughout Florida. Investors choose us because:
– We understand local zoning, permitting, and builder timelines
– We work with new and experienced investors
– We structure deals that banks won’t touch
– We offer concierge-level support from application to exit
Apply for a Florida Ground-Up Construction Loan Today
Building a project from the ground up? Let us provide the financing to get your foundation in place — literally.
Apply now and get your Florida construction loan LOI within 1 hour.