Construction Loans Ground Up in Hendry County Florida

At GotLOI, we specialize in providing ground-up construction loans to real estate investors across Hendry County, Florida. Whether you’re building a new rental property in LaBelle or a custom home in Clewiston, our asset-based financing helps you move fast—without the red tape of traditional banks.

construction loan

Ground-Up Construction Loan Program Overview

Our construction loans are tailored for investors building residential or small commercial projects from the ground up. We base our approval on the value of the completed project, not your credit or income history. That means faster funding, flexible draw schedules, and easier approvals—even if the property is raw land.

How to Qualify

To qualify, provide:

  • Lot address and proof of ownership or contract
  • Construction budget and scope of work
  • Exit strategy (sell, lease-up, or refinance)
  • Plans, permits, or drawings if available

Property Types Eligible

To qualify, provide:

  • Lot address and proof of ownership or contract
  • Construction budget and scope of work
  • Exit strategy (sell, lease-up, or refinance)
  • Plans, permits, or drawings if available

Fast Funding Timelines

We know time is money in construction. That’s why we close most ground-up deals in 10–14 days. Our local draw inspectors, direct communication with title, and tailored underwriting help keep your build on track and on budget.

Trusted Local Lending Experience

From Clewiston to LaBelle and across nearby regions, we understand what Florida builders need. We’re experienced with hurricane zone permitting, insurance nuances, flood zone challenges, and the inspection timelines local municipalities require. Trusted in communities from Miami to Jacksonville, our team ensures smooth closings and consistent draw schedules.

What We Look For

Local support for Florida permitting and inspections

Rehab draws included in structured phases

Close faster with less documentation

Interest-only payments during build

No income or employment verification

Get Started Today

Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals