Construction Loans Ground Up in Hernando County Florida

Looking to build your next investment property from the ground up in Hernando County, Florida? GotLOI offers streamlined construction loans tailored for real estate investors. Whether you’re developing in Brooksville or Spring Hill, our private capital programs provide fast, flexible financing—no income docs required.

Construction

Loan Program Overview

Our ground-up construction loans are designed for real estate developers building new residential or mixed-use properties. Funds are released in draws, with interest-only payments during construction. We provide local support and custom terms to keep your build on schedule.

How to Qualify

To get approved, provide:

  • Construction plans and budget
  • Permits or application details
  • Exit strategy (sell or rent)
  • Basic borrower info and property address

Property Types Eligible

  • Single-family homes
  • Townhomes or duplexes
  • Residential subdivisions
  • Mixed-use projects

Fast Funding Timelines

Ground-up projects can’t wait months for bank approvals. With our construction loans, you can close in 10–14 days. We offer phased draw schedules and local inspection coordination to ensure seamless funding.

Trusted Local Lending Experience

From hurricane zone risks to permit backlogs in Hernando County, we understand the regional challenges builders face. Our team has funded 1,000+ Florida projects and works with investors across Tampa, Orlando, and Jacksonville.

What We Look For

Local inspectors and builders welcome

Close faster—10–14 days

Custom draw schedules

No tax returns, W-2s, or paystubs needed

Get Started Today

Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals