Fix and Flip Loans in Highlands County Florida

At GotLOI, we provide flexible, fast funding for real estate investors flipping properties in Highlands County, Florida. Whether you’re acquiring a distressed home in Sebring or remodeling a duplex in Lake Placid, our asset-based loans make it easy to secure capital and complete your rehab project profitably.

Fix and Flip

Loan Program Overview

Fix and flip loans are short-term, interest-only financing solutions designed to fund the purchase and renovation of investment properties. These loans are based on the after-repair value (ARV) of the property, not your income or tax returns.

How to Qualify

We make qualification simple and asset-focused. To qualify, you’ll need:

  • Property address and estimated value
  • Renovation budget
  • Exit strategy (resale or refinance)
  • Basic borrower background

Property Types Eligible

  • Single-family homes
  • Duplexes and triplexes
  • Small multifamily units
  • Distressed or auction properties

Fast Funding Timelines

Our team specializes in quick closings—often in 7–10 days. We coordinate with Highlands County inspectors, title companies, and insurance providers to keep your project moving forward on schedule.

Trusted Local Lending Experience

GotLOI has funded over 1,000 real estate projects across the state. We understand the permitting timelines, construction codes, and local market dynamics of Highlands County and surrounding areas. From hurricane-zone compliance to investor-friendly zip codes, we help you navigate every step of the flip.

What We Look For

Interest-only payments

Close in days, not weeks

Rehab draws included

No income documentation required

Get Started Today

Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals