Hard Money Loans in Hillsborough County Florida

Looking for fast, flexible real estate funding in Hillsborough County, Florida? GOTLOI offers tailored hard money loan solutions for investors seeking quick closings, minimal paperwork, and asset-based financing. Whether you’re investing in Tampa, Plant City, or Temple Terrace, we’re here to help you secure capital and close confidently.

Hard money

Hard Money Loan Program

Our hard money loans are short-term, asset-based loans designed for real estate investors who need rapid funding. These loans are ideal for fix and flips, bridge financing, construction projects, or distressed property acquisitions. We base our approvals on the value of the property—not your income or credit score.

How to Qualify

To qualify for a hard money loan in Hillsborough County, you’ll need:

  • Property address and estimated value
  • Purchase and rehab budget
  • Exit strategy (sell or refinance)
  • Basic borrower background

Property Types Eligible

  • Single-family homes
  • Duplexes, triplexes, and quads
  • Mixed-use and multifamily buildings
  • Distressed, auction, or vacant properties

Fast Funding Timelines

We specialize in closing fast—often in 7 to 10 days. Our local team works with title companies, appraisers, and inspectors across Hillsborough County to ensure a smooth, accelerated funding process.

Trusted Lending Experience in Hillsborough County

GOTLOI has funded over 1,000 real estate deals across Florida. We understand Hillsborough County's unique permitting processes, zoning requirements, and coastal renovation challenges. From Tampa to Riverview, we help investors succeed with confidence.

Benefits Over Traditional Bank Loans

Flexible terms based on your investment strategy

Interest-only payments

Close in days, not weeks

Rehab draws included

No income or employment verification

Get Started Today

Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals