Hard Money Loans in Indian River County Florida
At GOTLOI, we provide real estate investors in Indian River County, Florida with access to fast and flexible hard money loans. Whether you’re investing in Vero Beach, Sebastian, or Fellsmere, our private lending solutions help you move quickly on investment opportunities without the red tape of traditional banks.
Hard Money Loan Program
Our hard money loans are asset-based loans designed for short-term real estate investment projects. These loans are ideal for fix and flips, bridge loans, and even ground-up construction when traditional financing is too slow or restrictive.
How to Qualify
To qualify, you’ll need:
- A viable investment property
- A detailed rehab or construction budget
- A defined exit strategy (sale or refinance)
- Basic borrower information
Property Types Eligible
- Single-family homes
- Duplexes and triplexes
- Townhouses
- Multi-unit residential properties
Fast Funding Timelines
We close deals in as little as 5–10 business days. No tax returns or employment verification needed. Rehab and construction draws are handled quickly with local inspection support.
Indian River County Lending Expertise
Our team has funded 1,000+ investment projects across Florida and understands the local permitting, inspection, and risk landscape in Indian River County. We know the nuances of investing in hurricane zones and coastal communities like Vero Beach and provide guidance every step of the way.
Benefits Over Traditional Bank Loans
Easier approval for distressed or auction properties
Rehab and construction draws included
Close in days, not months
Tailored terms for your exit strategy
No income or employment verification
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals