Hard Money Loans in Jackson County Florida

At GOTLOI, we provide real estate investors in Jackson County with fast, flexible hard money loans tailored for fix and flip, construction, and bridge loan needs. Whether you’re investing in Marianna or smaller surrounding towns, our team offers a streamlined path to funding.

hard money loan

Hard Money Loan Program

Our hard money loans are asset-based, designed for short-term real estate investments. These loans are ideal for investors who need to act fast—without the delays and strict requirements of traditional bank loans. We fund distressed properties, auction homes, rehab projects, and ground-up construction.

How to Qualify

No tax returns or credit checks needed. To qualify, provide:

  • Property address and purchase details
  • Rehab or construction scope
  • Estimated After Repair Value (ARV)
  • Exit strategy (sale or refinance)

Property Types Eligible

  • Single-family homes
  • Duplexes, triplexes, and small multifamily
  • Mixed-use or light commercial
  • Distressed or auction properties

Fast Funding and Simple Closings

Our process is streamlined for speed. Most deals close within 7–10 days. We use local appraisers and inspectors who understand Jackson County’s unique market, helping you move quickly from offer to funding.

Local Knowledge. Statewide Support.

We’ve funded 1,000+ investment properties throughout Florida. In Jackson County, we understand rural permitting, zoning for farm-to-residential conversions, and hurricane impact zones. Nearby cities like Tallahassee and Panama City are included in our active lending region.

What We Look For

Ideal for properties banks won’t touch

Rehab and draw funding included

Close in under 10 days

Interest-only payments available

No income or employment verification

Get Started Today

Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals