Construction Loans Ground Up in Lee County Florida
GOTLOI provides tailored construction loans for ground-up projects in Lee County, Florida. Whether you’re building a new single-family home in Cape Coral or developing a small multifamily unit in Fort Myers, our private lending team delivers fast, reliable capital designed for real estate investors.
Ground-Up Construction Loan Program
Our ground-up construction loans are asset-based, making qualification easier and faster than traditional bank loans. These loans are ideal for experienced developers, builders, and real estate investors looking to construct new residential or light commercial properties from the ground up.
How to Qualify
You’ll need the following to get started:
- Land purchase contract or deed
- Construction budget and timeline
- Set of approved plans or architectural drawings
- Exit strategy (sale or refinance)
- Basic borrower profile and experience
Property Types Eligible
- Single-family homes
- Duplexes and townhomes
- Small apartment buildings (up to 20 units)
- Light commercial developments
Fast Construction Financing
Our loans close in 10–14 days with minimal documentation. No income verification, no tax returns, and no long underwriting delays. Draw schedules are structured to match your build timeline with local inspectors verifying progress.
Local Construction Lending in Lee County
We understand the local permitting challenges, hurricane zone mitigation requirements, and investor expectations in Cape Coral, Fort Myers, and nearby markets. Our inspectors and title partners are based in Florida—so you can expect local support and faster closings.
Why Choose Private Construction Loans Over Banks?
Trusted by real estate pros across Florida
Easier approval for unique projects
Close in 2 weeks or less
Custom draw schedules
No income docs or tax returns required
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals