Hard Money Loans in Lee County Florida
At GOTLOI, we specialize in providing fast, flexible hard money loans in Lee County, Florida. Whether you’re investing in Cape Coral, Fort Myers, or Bonita Springs, our team offers asset-based funding tailored to real estate investors looking to renovate, build, or flip residential and commercial properties.

Hard Money Loan Program
Our hard money loans are designed for investors who need quick closings and custom financing solutions. We focus on the property’s value and potential, not your tax returns or credit score. These loans are perfect for fix and flips, ground-up construction, or bridge scenarios.
Why Use a Private Bridge Loan Over a Bank?
Unlike banks, we don’t require income verification, extensive paperwork, or perfect credit. Our loans are flexible, asset-based, and designed for investors who need speed and simplicity. We fund deals traditional lenders won’t touch—whether it’s a rehab opportunity, distressed acquisition, or a time-sensitive closing.
How to Qualify
To get started, simply provide:
- Property address and value
- Purchase and rehab or build budget
- ARV or market exit price
- Exit strategy and timeline
- Basic borrower information
Property Types Eligible
- Single-family residences
- Duplexes, triplexes, and small multifamily
- Mixed-use properties
- Light commercial real estate
Fast Funding with Flexible Terms
We close loans in as little as 7–10 days. No income verification, no strict underwriting, and no red tape. Just straight-forward funding for your next investment deal in Lee County.
Local Lending Expertise in Lee County Florida
We've funded deals across Cape Coral, Fort Myers, Estero, and the beaches of Sanibel Island. Our team understands local permitting processes, hurricane mitigation requirements, and how to move fast in competitive real estate markets.
Hard Money Loans vs. Traditional Bank Loans
Designed specifically for real estate entrepreneurs
Flexible terms and creative structuring
Close in 7–10 days
Rehab and construction draws included
No tax returns, pay stubs, or bank statements required
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals