Construction Loans Ground Up in Leon County Florida

GOTLOI provides fast and flexible ground-up construction loans for real estate investors throughout Leon County. Whether you’re building a new residential rental in Tallahassee or developing a commercial space in a nearby suburb, our private lending programs are tailored for speed and scalability.

construction loan

Ground-Up Construction Loan Program

Our construction loan program is designed for experienced investors and developers who need fast access to capital to build new residential or commercial structures. These asset-based loans require minimal documentation, and funds can be released in phases based on construction progress.

How to Qualify

To get approved quickly, provide the following:

  • Land purchase agreement or deed
  • Full scope of work and builder’s budget
  • Exit strategy (sell or refinance)
  • Entity or personal borrower information

Property Types Eligible

  • Single-family homes
  • Duplexes, triplexes, and townhomes
  • Mixed-use buildings
  • Ground-up commercial properties

Fast Funding Timelines

Once approved, funds are disbursed in stages—acquisition, slab, framing, and final draw. Typical closings occur within 7–14 business days. Our local inspectors in Leon County help speed up draw inspections and release schedules.

Trusted Ground-Up Lending in Leon County

From permitting timelines in Tallahassee to zoning risks and hurricane insurance compliance in Leon County, our team brings Florida-specific expertise to every deal. We're trusted by developers across Florida, from Miami to Jacksonville, and we understand the construction process inside and out.

Why Choose Private Construction Loans Over Banks

Flexible draw schedule and term length

Loans tailored to your scope of work

Close in 1–2 weeks

Interest-only payments during construction

No income or tax documentation required

Get Started Today

Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals