Construction Loans Ground Up in Manatee County Florida
GotLOI proudly provides construction loans for ground-up developments in Manatee County, Florida. Whether you’re building a single-family residence in Bradenton or a duplex in Palmetto, we fund real estate investors who need speed, simplicity, and flexible capital.
Loan Program
Our construction loan program supports residential and mixed-use development from land acquisition through project completion. We offer funds for lot purchase, permits, vertical construction, and interest-only draw schedules—all customized for real estate investors, builders, and developers.
How to Qualify
You’ll need:
- Build-ready lot or lot under contract
- Approved plans or scope of work
- Construction budget and draw schedule
- Clear exit strategy (sale or refinance)
Property Types Eligible
- Single-family homes
- Duplexes and triplexes
- Small multifamily projects
- Light commercial or mixed-use
Fast Funding Timelines
We issue term sheets within 24 hours and fund within 7–14 days. Our in-house inspectors and local underwriters help ensure seamless construction draws throughout your build schedule.
Trusted Local Lending Experience
From Palmetto to Lakewood Ranch, we understand zoning, hurricane impact codes, and Florida construction timelines. Our team supports your project from permitting through certificate of occupancy—ensuring you're never left navigating Florida's building process alone.
What We Look For
Experienced investors or contractors
Close faster (7–14 days vs. 60–90 days)
Custom draw schedules
No income verification or DTI limits
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals