Fix and Flip Loans in Miami-Dade County Florida

Fix and Flip

Loan Program

GotLOI provides fast, reliable fix and flip loans to real estate investors in Miami-Dade County. Whether you’re purchasing distressed properties in Coral Gables or renovating homes in Little Havana, our hard money loans offer the flexibility and speed needed to succeed in a competitive market.

How to Qualify

We make it easy to qualify. Submit:

  • Property address and purchase price
  • Rehab scope and budget
  • ARV (After Repair Value)
  • Exit strategy: resale or refinance

Property Types Eligible

  • Single-family residences
  • Duplexes, triplexes, and quads
  • Condos and townhomes
  • Small multifamily properties

Fast Funding Timelines

  • Close in as fast as 7–10 business days. Avoid delays with no income verification, no tax returns, and minimal paperwork. Perfect for auction purchases or time-sensitive fix and flip opportunities.

Trusted Local Lending Experience

We’ve funded projects throughout Miami, including South Beach, Brickell, Hialeah, and Opa-locka. Our team understands the unique challenges of coastal rehab projects, permitting issues, hurricane zone coverage, and local zoning.

What We Look For

Rehab draws included

Strong equity or low LTV

Close fast (7–10 days)

Clear exit strategy

No income, W-2, or DTI requirements

Get Started Today

Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals