Hard Money Loans in Miami-Dade County Florida
Hard Money Loan Program Overview
At GotLOI, we provide reliable hard money loans in Miami-Dade County, Florida, designed for real estate investors who need speed and flexibility. Whether you’re flipping houses in Coral Gables or building new in North Miami, our asset-based lending programs help you close quickly and profitably.
How to Qualify
To qualify, simply provide the following:
- Property address and estimated value
- Purchase price and renovation budget
- Exit strategy (sale or refinance)
- Borrower or entity contact details
Property Types Eligible
- Single-family and multifamily homes
- Townhomes, condos, and duplexes
- Mixed-use properties
- Light commercial real estate
Fast Funding Timelines
Close in as little as 7 days. We offer direct lending, local inspections, and flexible draw schedules tailored to your timeline and construction phases.
Trusted Local Lending Experience
With over 1,000 Florida-based investment projects funded, our team understands Miami-Dade County building codes, flood zones, permitting timelines, and draw inspections. We're active in areas like Miami Beach, Hialeah, Aventura, and Homestead.
What We Look For
Experienced investors or contractors
Interest-only payments and flexible exit plans
Close in 7–10 days vs. 30–60+ with banks
Clear exit strategy
No tax returns or income documentation
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals