Bridge Loans in Monroe County Florida

bridge loan

Bridge Loan Program

Our bridge loan program in Monroe County, Florida offers real estate investors a flexible financing option for short-term capital needs. Whether you’re buying time between selling one property and purchasing another, or need to act quickly on an investment opportunity, GotLOI delivers fast, asset-based funding throughout the Florida Keys.

How to Qualify

  • Equity in current or subject property
  • Clear exit strategy (sale, refinance, construction perm)
  • Basic borrower and project info

Property Types Eligible

  • Single-family residences (SFRs)
  • Condos and townhomes
  • Multifamily buildings up to 20 units
  • Mixed-use and small commercial properties

Fast Funding Timelines

Bridge loans can be approved in as little as 48 hours and closed within 7–10 business days. Our direct capital structure eliminates bank delays, helping investors in Monroe County move fast in competitive markets like Key West, Marathon, and Islamorada.

Trusted Local Lending Experience

With experience funding dozens of properties in Monroe County, we understand the coastal zoning laws, permitting timelines, and insurance complexities involved in Florida Keys investments. Whether you're navigating windstorm coverage requirements or city approvals, our team supports you from offer to exit.

What We Look For

Ideal for investors with multiple ongoing projects

Close in days instead of weeks

Flexible terms and draw schedules

No tax returns or pay stubs required

Get Started Today

Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals