Fix & Flip Loans in Monroe County Florida
Loan Program Overview
GotLOI provides flexible fix and flip loans in Monroe County, Florida designed specifically for real estate investors ready to buy, renovate, and sell properties. From Key West to Key Largo, our programs are fast, asset-based, and tailored to fit your project scope, not your credit history.
How to Qualify
- Property under contract or owned
- Clear scope of rehab work
- Defined exit strategy (sale or refinance)
- Project budget and timeline
Property Types Eligible
- Single-family residences
- Duplexes and triplexes
- Condos and townhomes
- Small multifamily and mixed-use properties
Fast Funding Timelines
In a hot market like Monroe County, timing is everything. Our fix and flip loans can be approved within 24–48 hours and closed in as few as 7 days. No waiting on bank committees or months of underwriting delays.
Trusted Local Lending Experience
We’ve funded dozens of projects throughout the Florida Keys, and we know the specific challenges of coastal renovations, hurricane-rated materials, permitting delays, and insurance requirements. GotLOI brings local expertise to every deal.
What We Look For
Interest-only payments during the rehab period
Local underwriting and faster draw inspections
Close in days—not weeks
No tax returns, W-2s, or bank statements
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals