Construction Loans Ground Up in Nassau County Florida

Construction

Construction Loans Ground Up Program

GotLOI specializes in ground-up construction loans in Nassau County, Florida, tailored to help real estate investors and developers fund residential or small commercial projects quickly and efficiently. We offer flexible draw schedules, fast approvals, and no income verification—ideal for builders moving fast.

How to Qualify

You’ll need:

  • Approved plans and permits
  • Construction budget and scope of work
  • Clear exit strategy (sale or refinance)
  • Basic borrower profile and project experience

Property Types Eligible

  • Single-family homes
  • Townhomes
  • Duplexes, triplexes, quads
  • Small commercial structures

Fast Funding Timelines

Our ground-up construction loans close in as little as 7–10 days, providing the capital needed to break ground without delay. We fund in phases to match your build timeline with local inspectors on-site in Nassau County.

Trusted Local Lending Experience

We understand Florida's unique challenges—from permitting delays and wind mitigation requirements to working in hurricane-prone zones. We've funded construction projects in Fernandina Beach, Callahan, and Yulee with hands-on knowledge of local inspection steps and draw release conditions.

What We Look For

Close in days, not months

Rehab draws included

Interest-only payments during build

No tax returns or employment docs required

Get Started Today

Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals