Fix and Flip Loans in Okaloosa County Florida

Fix and Flip

Fix and Flip Loan Program Overview

We specialize in providing fast, asset-based financing for real estate investors throughout Okaloosa County, Florida. Our fix and flip loan program is perfect for purchasing and rehabbing distressed or undervalued properties in high-demand areas like Fort Walton Beach, Niceville, and Crestview.

How to Qualify

To qualify, submit:

  • Property address and purchase contract
  • Rehab budget and scope of work
  • Exit strategy (sell or refinance)
  • Basic borrower information

Property Types Eligible

  • Single-family residences
  • Duplexes, triplexes, and fourplexes
  • Condos and townhomes
  • Small multifamily and mixed-use buildings

Fast Funding Timelines

With no income documentation required and flexible underwriting, most fix and flip loans close in 7–10 business days. Rehab draws are fast and based on completed work milestones.

Trusted Local Lending Experience

We have funded hundreds of fix and flip projects across Florida’s Panhandle region. Our team understands the permitting rules, property values, and renovation trends specific to Okaloosa County—including hurricane zone construction risks and short-term market shifts.

What We Look For

Local underwriting and faster draw inspections

Close in days—not weeks

Interest-only payments during the rehab period

No tax returns, W-2s, or bank statements

Get Started Today

Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals