Construction Loans Ground Up in Osceola County Florida
Construction Loans Ground Up Program
We provides ground up construction loans in Osceola County for investors and developers building new residential or commercial properties. Whether you’re developing a single-family home in St. Cloud or a duplex in Kissimmee, we offer fast, flexible financing solutions tailored to your scope of work.
How to Qualify
To qualify for a ground up construction loan, provide the following:
- Lot address and purchase price
- Construction plans and permits
- Contractor bid or budget
- Timeline to build and exit strategy
Property Types Eligible
- Single-family homes
- Duplexes, triplexes, and fourplexes
- Small multifamily and commercial builds
- New construction projects with land acquisition
Fast Funding Timelines
We close construction loans within 10–15 business days. Our draw schedules, local inspections, and phased disbursements ensure your project stays on time and on budget.
Trusted Local Lending Experience
With deep roots in Osceola County, we understand zoning codes, permitting timelines, and weather-related delays unique to Florida. Our team has helped fund dozens of ground up projects across Kissimmee, St. Cloud, and surrounding cities with smooth inspections and reliable funding.
What We Look For
Rehab draws and interest-only payments
Funds for land acquisition and vertical construction
Faster closings—no waiting for bank committees
Custom loan terms to match your build schedule
No tax returns or income documentation required
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals