Hard Money Loans in Osceola County Florida

hard money

Bridge Loan Program

Florida Fix and Flip Loans offers flexible hard money loans in Osceola County designed for real estate investors seeking quick access to capital. Whether you’re flipping houses in Kissimmee or funding a value-add project in St. Cloud, our asset-based loan programs are streamlined for speed and success.

How to Qualify

To qualify for a hard money loan in Osceola County, you’ll need:

  • Property address and project details
  • Purchase price and rehab budget
  • Exit strategy (flip or refinance)
  • Basic borrower and entity information

Property Types Eligible

  • Single-family homes
  • Multifamily up to 8 units
  • Mixed-use buildings
  • Commercial real estate with renovation potential

Fast Funding Timelines

Most loans close in 7–14 business days. We eliminate traditional income verification, allowing faster closings and g

Trusted Local Lending Experience

We have helped investors succeed across Osceola County, including Kissimmee, St. Cloud, and Buena Ventura Lakes. Our team understands local permitting issues, storm preparation regulations, and Florida’s real estate dynamics. We also work closely with trusted local appraisers, title agents, and draw inspectors.

What We Look For

Interest-only payment options during rehab

Funding available for distressed or auction properties

Close in days, not weeks

Flexible loan-to-cost ratios

No tax returns or W-2s required

Get Started Today

Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals