Commercial Property Construction in Palm Beach County Florida

Commercial Construction

Loan Program Overview

At GOTLOI, we specialize in financing Commercial Property Construction in Palm Beach County Florida. From retail buildouts and office complexes to mixed-use developments, we help real estate developers and investors access fast, flexible capital to break ground and scale efficiently. Whether you’re building in West Palm Beach or Delray Beach, our private construction loans offer high leverage and tailored draw schedules.

How to Qualify

To qualify for commercial construction financing, you need:

  • Shovel-ready commercial lot or entitled land
  • Contractor bid, architectural plans, or GC agreement
  • Scope of work with timeline and exit strategy
  • Business entity or personal guarantee

Property Types Eligible

Our commercial construction loans support:

  • Retail stores and strip malls
  • Warehouses and flex industrial
  • Office spaces and medical buildings
  • Mixed-use and hospitality projects

Fast Funding Timelines

We fund quickly. Most loans close within 7–10 business days from receipt of title and plans. Draws are released based on pre-defined construction milestones and inspection reports. We work closely with local inspectors and title companies throughout Palm Beach County to ensure speed and compliance.

Trusted Local Lending Experience

GOTLOI has helped fund over 1,000+ real estate projects across Florida. We understand the specific challenges of building in Palm Beach County—from zoning restrictions to coastal permitting to hurricane insurance requirements. We’re your construction finance partner in West Palm, Boca Raton, Jupiter, and beyond.

What We Look For

High leverage available up to 80% LTC

Faster closings and more flexible terms

Experience with distressed and value-add projects

No tax returns or income verification required

Get Started Today

Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals