Hard Money Loans in Palm Beach County Florida
Hard Money Loans Program
At GOTLOI, we offer fast, flexible Hard Money Loans in Palm Beach County, Florida. Designed for real estate investors, contractors, and developers, our loans are ideal for short-term acquisition, renovation, and resale projects. Whether you’re flipping a house in West Palm Beach or funding a commercial conversion in Boca Raton, we provide same-day term sheets and quick closings.
How to Qualify
Our qualification process is streamlined and asset-focused. We don’t require tax returns or income statements. To qualify, you’ll need:
- A property under contract in Palm Beach County
- A clear renovation or resale strategy
- Basic credit history and proof of funds for down payment
Property Types Eligible
We fund a wide range of residential and mixed-use real estate, including:
- Single-family homes and townhouses
- Multifamily up to 4 units
- Condos and distressed auction properties
- Light commercial and rental rehabs
Fast Funding Timelines
Time kills deals. We provide same-day approvals and close in 5–7 business days. Our in-house underwriters, appraiser partners, and title professionals work together to expedite your funding.
Trusted Local Lending Experience
We’ve funded over 1,000 investment projects across Florida. From West Palm Beach to Delray Beach, our team understands Florida’s permitting process, coastal risks, and hurricane zone issues. We're trusted by investors in zip codes like 33401, 33407, and 33463.
What We Look For
Flexible terms and deal-specific underwriting
Rehab-friendly with funds for renovations
Fast closings, no red tape
No income verification
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals