Construction Loans Ground Up in Pasco County Florida
Construction Loans Ground Up Loan Program
GOTLOI provides tailored Construction Loans Ground Up in Pasco County Florida to real estate developers and investors ready to build from the ground up. From site acquisition and vertical construction to final inspections and certificate of occupancy, we offer reliable financing for single-family, multifamily, and mixed-use properties. Whether you’re building in Land O’ Lakes, Wesley Chapel, or Dade City, we fund your project with speed and confidence.
How to Qualify
We fund ground-up projects based on asset value and build scope. You’ll need:
- Entitled land or lot under contract
- Approved plans or permitting in process
- Scope of work and contractor bid
- Project timeline and exit strategy (sale, refi, or rental)
Property Types Eligible
Our ground-up construction loans are ideal for:
- Single-family spec homes
- Duplexes, triplexes, and fourplexes
- Infill development and coastal rebuilds
- Small multifamily and mixed-use projects
Fast Funding Timelines
We fund fast—closings in 7–10 business days with custom draw schedules aligned to your build stages: slab, framing, MEP, drywall, and final inspections. We work with local inspectors and title companies throughout Pasco County for efficient processing.
Trusted Local Lending Experience
With 1,000+ Florida projects funded, GOTLOI understands the challenges of building in Pasco County. We help developers navigate local permitting, site prep issues, utility access, stormwater plans, and insurance compliance in hurricane zones. We serve builders in Zephyrhills, Trinity, Holiday, and nearby Tampa metro suburbs.
What We Look For
Loans structured to match your timeline and phases
High leverage available (up to 80% LTC)
Faster closings and draw approvals
No tax returns or bank statements required
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals