Commercial Property Construction in Pinellas County Florida
Loan Program
GOTLOI offers Commercial Property Construction loans in Pinellas County Florida for developers building office buildings, retail centers, warehouses, and mixed-use assets. Whether you’re building in Clearwater, St. Petersburg, or Seminole, our fast, flexible capital solutions help you break ground without the delays of traditional banks.
How to Qualify
– Entitled or permitted commercial lot under contract or owned
– Architectural plans and construction timeline
– Contractor bid and budget
– Exit strategy (sell, lease-up, refinance)
Property Types Eligible
– Medical and professional office buildings
– Shopping centers and strip malls
– Industrial warehouses and logistics centers
– Mixed-use developments and hospitality assets
Fast Funding Timelines
We close commercial construction loans in 7–10 business days. Our draw schedules are aligned with foundation, framing, roofing, and CO issuance milestones. We work with local title offices and inspection partners throughout Pinellas County to ensure timely funding at every stage.
Local Lending Expertise in Pinellas County
GOTLOI has funded over 1,000 projects across Florida, including commercial sites in Clearwater, St. Pete Beach, and Largo. We understand local zoning boards, impact fees, hurricane resistance requirements, and the nuances of insurance in coastal regions. Our team supports your entire construction cycle—from land acquisition through project completion.
Benefits Over Traditional Bank Loans
Ideal for coastal and infill development with zoning complexities
Close faster and build sooner
Higher flexibility with property type and borrower structure
No income docs or bank statements required
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals.