Commercial Property Construction Loans in Santa Rosa County Florida
At GotLOI, we specialize in funding commercial property construction loans in Santa Rosa County, Florida. Whether you’re building a multi-tenant office space, retail complex, or industrial property, our fast, private financing gives developers and investors the capital needed to complete projects efficiently and profitably.
Loan Program Overview
– High-leverage, short-term loans for commercial construction
– Loans up to 90% LTC
– Interest-only payments
– Terms from 12 to 24 months
How to Qualify
– Strong project plan or scope of work
– Ownership of land or under contract
– Exit strategy via sale or long-term refinance
– Builder/developer experience preferred but not required
Property Types Eligible
– Mixed-use and commercial developments
– Warehouses and flex industrial buildings
– Office parks and medical centers
– Retail plazas and build-to-suit locations
Fast Funding Timelines
Time kills deals. That’s why we provide streamlined closings in 7–10 business days, with minimal documentation. No tax returns. No W2s. Just deal-based underwriting.
Local Lending Experience
Our team has deep knowledge of Santa Rosa County and surrounding areas like Pensacola, Milton, and Gulf Breeze. We understand regional permitting processes, local zoning, and investor expectations in Northwest Florida.
Why Choose Private Lending Over Banks?
Faster approval and funding timelines
Flexible on property condition and project scope
Ideal for complex, value-add, or ground-up projects
No income or employment verification
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals.